Amsterdam vs San Francisco: Cost of Living, Rent & Purchasing Power Comparison

Comparing Amsterdam (Netherlands) and San Francisco (United States) reveals a cost-of-living index of 82.9 in Amsterdam versus 94.1 in San Francisco (NYC baseline = 100.0). Overall, Amsterdam is 11.9% more affordable than San Francisco.

Metrological Indicator Amsterdam (Netherlands) San Francisco (United States)
Cost of Living Index (NYC = 100) 82.9 94.1
Rent Index 61.7 87
Groceries Index 66.3 97.6
Restaurant Price Index 77.7 90.7
Local Purchasing Power Index 102.1 125.4
1-Bed Apartment in City Center €1,924 $3,289
Inexpensive Restaurant Meal €18.72 $23.30
Monthly Public Transit Pass €98.80 $101.80
Basic Monthly Utilities (85m²) €218.40 $207
Safety & Healthcare Score Safety 68.5/100 · Health 81.5/100 Safety 53.1/100 · Health 78.5/100

Is Amsterdam more expensive than San Francisco?

San Francisco has a higher overall cost-of-living index (94.1) compared to Amsterdam (82.9), representing an index differential of 11.2 points (11.9% difference).

How do apartment rents compare between Amsterdam and San Francisco?

In Amsterdam, a 1-bedroom city-center apartment averages €1,924/month (Rent Index: 61.7), whereas in San Francisco it averages $3,289/month (Rent Index: 87).

→ Amsterdam Full Cost Report → San Francisco Full Cost Report → Global City Index Directory

Cost of Living & Real Estate Market in Amsterdam

The cost of living in Amsterdam, Netherlands is indexed at 82.9 points relative to New York City (which acts as the baseline at 100). This rating indicates a premium-tier expense profile for residents, digital nomads, and expats alike. When factoring in general consumer spending, local taxes, and retail prices, {city} offers a unique economic landscape.

Housing and accommodation in Amsterdam are defined by a Rent Index of 61.7. A typical one-bedroom apartment in the city center generally commands about €1,924 per month. For long-term stays, housing expenses represent a very expensive portion of an average expat budget, meaning finding affordable housing requires careful planning.

Daily sustenance and lifestyle expenses are key. In Amsterdam, a basic meal at an inexpensive local restaurant averages €18.72, while a standard cup of coffee is priced around €4.68. Public transit is accessible, with a monthly commuter pass costing approximately €98.80, and basic residential utility bills (electricity, heating, water) averaging €218.40 monthly.

Looking at quality of life metrics, Amsterdam secures a safety index rating of 68.5/100, which is considered highly secure. The local climate efficiency is rated at 82.4/100, healthcare standard scores 81.5/100, and digital connectivity is supported by average internet download speeds of 94.1 Mbps.

METROLOGY ID: AMSTERDAM-EN-2026 | DYNAMIC DATA FEED

Cost of Living & Real Estate Market in San Francisco

The cost of living in San Francisco, United States is indexed at 94.1 points relative to New York City (which acts as the baseline at 100). This rating indicates a premium-tier expense profile for residents, digital nomads, and expats alike. When factoring in general consumer spending, local taxes, and retail prices, {city} offers a unique economic landscape.

Housing and accommodation in San Francisco are defined by a Rent Index of 87. A typical one-bedroom apartment in the city center generally commands about $3,289 per month. For long-term stays, housing expenses represent a very expensive portion of an average expat budget, meaning finding affordable housing requires careful planning.

Daily sustenance and lifestyle expenses are key. In San Francisco, a basic meal at an inexpensive local restaurant averages $23.30, while a standard cup of coffee is priced around $6.10. Public transit is accessible, with a monthly commuter pass costing approximately $101.80, and basic residential utility bills (electricity, heating, water) averaging $207 monthly.

Looking at quality of life metrics, San Francisco secures a safety index rating of 53.1/100, which is considered highly secure. The local climate efficiency is rated at 86.7/100, healthcare standard scores 78.5/100, and digital connectivity is supported by average internet download speeds of 98.4 Mbps.

METROLOGY ID: SAN FRANCISCO-EN-2026 | DYNAMIC DATA FEED